10 Affordable Beach Towns in California for Retiree

Eureka

Nestled in Northern California, Eureka offers scenic coastlines, a historic downtown, and affordable living, making it ideal for peaceful and budget-friendly retirement.

Oxnard

Oxnard provides a relaxed beach lifestyle with mild weather, scenic harbors, and lower costs compared to nearby cities. It’s a great pick for sun-loving retirees.

Crescent City

Home to redwood forests and rugged coasts, Crescent City offers tranquility, natural beauty, and a low cost of living perfect for a serene retirement.

Morro Bay

Known for its iconic rock and seaside charm, Morro Bay features moderate housing costs and a friendly community suited for beach-loving retirees.

Ventura

Ventura mixes coastal charm with affordability, offering retirees a balanced lifestyle with beach access, historic sites, and excellent healthcare options.

Fort Bragg

This North Coast gem features beautiful beaches, the Glass Beach trail, and a quiet, low-cost environment perfect for retirees seeking natural beauty.

Pismo Beach

Pismo Beach blends coastal beauty with affordability, offering retirees ocean views, a laid-back lifestyle, and plenty of recreational activities.

Pacifica

Close to San Francisco yet far more affordable, Pacifica offers coastal serenity, hiking trails, and a slower pace perfect for retirement.

Arcata

Located near Humboldt Bay, Arcata offers scenic views, a welcoming small-town feel, and affordability that makes retirement both easy and enjoyable.

Grover Beach

Grover Beach is a hidden gem on California’s Central Coast with affordable homes, access to the beach, and a peaceful environment ideal for retirees.