10 Most Affordable Beach Towns in Michigan to Live

Ludington

Affordable and scenic, Ludington offers sandy beaches, historic charm, and outdoor fun near Lake Michigan without breaking your budget.

South Haven

A vibrant lakeside town with beautiful sunsets, walkable downtown, and budget-friendly living near Lake Michigan’s sparkling shores.

Manistee

This Victorian-era town offers riverwalk views, quiet beaches, and some of the lowest home prices along Lake Michigan’s stunning coastline.

Bay City

Located on Saginaw Bay, Bay City combines coastal beauty, a revived downtown, and very affordable housing options for year-round residents.

Oscoda

Set along Lake Huron, Oscoda is a quiet, nature-lover’s paradise with sandy beaches, forest trails, and some of Michigan’s cheapest homes.

Port Huron

A nautical city with waterfront views, walkable parks, and an affordable housing market just an hour from the Detroit metro area.

Alpena

Peaceful and remote, Alpena sits on Thunder Bay with crystal-clear waters, budget homes, and access to hiking, paddling, and historic shipwreck sites.

Tawas City

With boardwalks, calm waters, and a tight-knit community, Tawas City offers budget-friendly beach living on Michigan’s Sunrise Coast.

Pentwater

Pentwater blends small-town charm, an artsy vibe, and accessible home prices just steps away from Lake Michigan's sandy shores and marinas.

Caseville

Famous for fun festivals and soft beaches, Caseville offers quirky charm and affordable living on the scenic edge of Saginaw Bay.